Because accounts receivable requirement can differ greatly depending upon the industry, we have built eSoftPayment to run on different platforms and to have the scalable flexibility required to support each particular application.  When the primary focus is point of sale check conversion, such as in the grocery and convenience store industries, countertop eSoftPayment fills the bill.  Countertop eSoftPayment provides fast checking account verification with optional checkwriter drivers license cross-referencing.  Countertop eSoftPayment supports both Internet and dialup connectivity.   The most popular imagers are supported and transaction times are generally around 6 seconds.   

eSoftPayment - eSoftPayment (point of purchase software) for the countertop   

• Convert paper checks into electronic checks at the point of sale.  (ECC)
• Checking account and drivers license (check verification) is supported. 
• Optional age verification functionality.

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Retailers with more diversified transaction requirements will find the answer in eSoftPayment for Windows.   eSoftPayment for Windows  is an easy to use software package that runs on a pc at your office or place of business.  

eSoftPayment - eSoftPayment for Windows 

• Complete Back Office Conversion (BOC) solution
• Convert paper checks into electronic checks at the point of sale.  (ECC)
• Lockbox conversion. (ARC)
• Telephone transactions. (TEL)
• Electronically represent returned paper checks. (RCK)
• Provide your business with the ability to pay your employees with Direct Deposit instead of paper checks.
• Process one-time or recurring ACH payments. 
• Checking account and drivers license (check verification) is supported.    

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With our eSoftPayment payment software you can convert any consumer check into an electronic transaction, and have the money electronically deposited into your account within 48 hours.   Simply scan your checks into eSoftPayment using the provided imager.  Then click the export button and send the electronic check through the ACH network to be deposited to your account. 

Some benefits of converting paper checks into electronic checks:  

• Reduced deposit preparation time.  No special trips to the bank to deposit your paper checks.  You make your deposit from virtually anywhere.  

• Reduction of bank service charges.  Because your deposits are electronic, you'll never pay another bank deposit fee or bank returned item fee.

• 24/7 Internet reporting lets you track and report on your electronic deposits from anywhere, anytime. 

• No more waiting for out-of-town checks to clear, you now receive real funds within 48 hours, regardless of where the check was written.

• Easier tracking of returned items.   And you will know of returned items within 48 hours of deposit, not 5-7 days as is often the case with paper checks.  This benefit alone can be crucial to property management and mail order companies,  as well as for retail business's who might otherwise continue to accept checks on an account that is insufficient or possibly closed or stolen.